Common Reasons For Not Getting Social Security Benefits

  • Did you know that up to 70 percent of all married couples in the United States fail to maximize their Social Security Benefits?

    The reason is simple – people don’t know their legal options and will satisfy with what they have. However, a simple consultation with an attorney could change the whole thing. Learning how to increase your social security benefits could give your household another $50.000 to $100,000+ on average, allowing you and your spouse to have a better life.

    Here are some of the most common reasons why couples don’t get their full social security benefits.

    Filing To Claim Spousal Benefits

    It is a sad fact that while being focused on their own Social Security, many couples miss an opportunity to claim up to 50 percent of their spouse’s benefits while waiting to claim their own. By missing these benefits, you avoid getting between $40,000 and $50,000 in Lost Social Security Income.

    In case you filed a wrong type of application, or file an application at the wrong time, you may also end up without your benefits. Speak with a skilled attorney about your Los Angeles Social Security Benefits and see what you can do to increase them.

    Denied Social Security Disability Benefits

    Another common reason for not getting your social security benefits after getting injured and permanently or temporarily disabled is the fact that your claim has been denied. The biggest mistake you can make after your claim has been denied is to give up.

    Instead of giving up, speak with one of our Workers Compensation Attorneys in Los Angeles , schedule your initial free consultation and receive advice and knowledge that will help you understand the situation you are in, as well on how to maximize your social security disability benefits.

    Social Security Administration (SSA) has two different programs that help injured individuals receive benefits for their disabilities. People often confuse the two programs and end up without the benefits that these two programs have to offer. These two programs are:

    Social Security Disability Insurance (SSDI) – paid to individuals who had their wages deducted for paying into Social Security, and who received an injury and became disabled for at least one year, or received a permanent disability

    Supplemental Security Income (SSI) – Paid to individuals who do not qualify for SSDI benefits because they have not worked long enough, or are students who still haven’t entered the workforce. Usually, it is for people who are over 65 and have a very low income.

    Minimum of 35 Years of Work

    Social Security is normally based on your highest 35 years of earning income. Most people don’t take the advantage they have and decide not to work in retirement. By doing so, they get lower Social Security Benefits.

    One simple solution is working in retirement. If you can make enough money to replace your lowest earning year, you will drastically increase your social security benefits (and potentially your spouse’s).

    If you worked for less than 35 years, each non-working year is counted as 0 income and will lower your social security benefits. If you can add a few years of work in your retirement, you will secure higher social security benefits for the duration of your life.